Miloan Polska: A Fintech Success Story Within Bredley Holding

Meeting Demand in a Growing Digital Market

The Polish online services market has grown rapidly over the last decade, fuelled by tech-savvy consumers, high internet penetration and a strong appetite for fast, digital-first solutions. But with growth comes demand – and Polish consumers expect seamless experiences, transparency and trust from any digital brand. This environment has become a true proving ground for fintech companies – and Miloan Polska has not only met these expectations, but consistently exceeded them

A Customer-First Fintech Approach

Since its launch in 2016, Miloan Polska has emerged as one of the most dynamic and trusted fintech brands in Poland’s consumer lending space. Operating entirely online, Miloan Polska blends the agility of a startup with the discipline of a regulated financial institution. Its portfolio includes flexible consumer loans and credit cards, designed to offer fast and convenient access to financing for a wide range of everyday needs – all while setting a new benchmark for client-centric innovation and responsible lending.

As a proud member of the international group Bredley Holding, Miloan stands out as a flagship success story, representing the group’s digital-first strategy at its finest. In the ever-evolving fintech landscape, Miloan has consistently adapted and expanded, offering fast, secure and user-friendly financial solutions that place the customer at the centre of every decision.

Startup Culture, Scalable Innovation

With a team of around 25 specialists, Miloan has cultivated a culture rooted in innovation and continuous improvement. Its startup DNA drives an ambitious roadmap of product enhancements and technology upgrades. From intelligent scoring models and a growing number of integrations with data-enrichment sources to a simplified, seamless UX – every touchpoint reflects the brand’s dedication to transparency, security and ease of use.

Always On, Always Focused on the Client

“Our motto, ‘Miloan, pieniądze pod ręką’ [Miloan, money at your fingertips], is more than a slogan – it’s our commitment to being available 24/7,” says the company’s leadership. “We exist to empower our clients with access to financial services that are fast, intuitive and always secure.”

“Our mission has always been to build real, long-term trust with our users,” adds Oleksandr Pankov, CEO of Miloan Polska. “We focus on solving problems, not just offering products. That’s what makes Miloan more than just a lender – it makes us a daily partner in our clients’ financial lives.”

Compliance, Trust, and Regulatory Excellence

Miloan’s technology-driven processes are matched by a rigorous approach to compliance. Fully licensed and regulated by the Polish Financial Supervision Authority (KNF), in its operations the company strictly adheres to GDPR, AML and data security protocols. These safeguards are not just legal requirements, but core elements of the trust that Miloan builds with every loan it provides.

Awards and Industry Recognition

This dedication has not gone unnoticed. In 2025, the Polish Credit History Bureau (BIK) honoured Miloan Polska with the award “Partner of BIK Innovations”. Miloan’s strong position in the consumer finance market is also reflected in its expanding portfolio, which includes both credit cards and consumer loans, tailored to meet the evolving needs of its clients. In 2024, the company was honoured with the “Top Brand of the Decade” award by Loan Magazine, recognizing its impact on the industry. In 2023, it received the “Cooperation and Innovation” award from BIK, while, in 2021, its CEO was named among the “Top 50 Managers on the Polish Loan Market” – a testament to the leadership vision driving the company’s long-term success.

A Crown Jewel in Bredley Holding’s Portfolio

Today, Miloan Polska is more than a fintech lender,  it is the crown jewel in Bredley Holding’s digital portfolio. With a clear mission, robust infrastructure and customer-first mindset, Miloan continues to redefine what is possible in the digital lending world.